The list of credit cards with annual statement credit for long-term keeping.
| Credit Card | Annual Fee | Annual Statement Credit |
| National Bank World Elite Mastercard | $150 | $150 travel enhancement credit per calendar year, making the annual fee effectively $0. Travel enhancement credit can be applied towards: – Airport parking – Baggage fees – Seat selection – Access to airport lounges – Flight upgrades Tips: You can book refundable parking, claim the credit, then cancel the booking to cash out $150 credit. The credit is per calendar year, so you can double dip during your first year. |
| BMO eclipse Visa Infinite Card | $120 | $50 statement credit per year, making the annual fee effectively $70. |
| TD First Class Travel Visa Infinite Card | $139 (First year Free) | $100 credit for a travel booking at Expedia For TD of $500+, which is quite inflexible. |
| American Express Gold Rewards Card | $250 | $100 credit for a travel booking of $100+, making the annual fee effectively $150. Tips: You can use refundable hotel booking trip to cash out $100 credit. |
| BMO eclipse Visa Infinite Privilege Card | $499 | $200 credit for the first purchase of $200+ |
| CIBC Aventura Visa Infinite Privilege Card | $499 | $200 credit for any travel purchases |
| American Express Platinum Card | $799 | $200 credit for travel booking of $200+ $200 credit for dining spend of $200+ at selected restaurants |
In addition, there are also several hotel credit cards that come with a free night certificate that worths more than annual fee.

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