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If you have credit cards or loans in Canada, you already have credit profile in the 2 largest Credit Bureaus in Canada: Equifax and Transunion. You can access your Canadian credit report and credit score at no cost. Equifax You can access Equifax credit report and credit score through: Transunion In addition, some Canadian banks mobile app and…
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If you have US credit cards with your ITIN, you already have US credit profile in the 3 largest Credit Bureaus in the US: Experian, Equifax and Transunion. Unfortunately, it is difficult to access your credit report and credit score with only ITIN. Below are several methods that you can try to access your US credit report and US…
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Airport Lounges may offer free snacks and drinks, free Wi-Fi, comfortable seating, work areas, showers, sleep pods and even spa services. There are 4 popular lounge programs in Canada, offering lounge access at airports around the world. Let’s explore some credit cards in Canada that offer complimentary airport lounge access. These cards can be a…
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If you frequently fly with AirCanada and are looking to earn Aeroplan points, there are several credit cards that can help you maximize your rewards. Here are some of the best options: Credit Card Annual Fee Aeroplan Earn Rate American Express Cobalt Card $12.99 per month (Effectively $155.88 per year) Earn 5X MR points on eats…
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Let’s explore some credit cards that offer an annual free hotel night. These cards can be a great way to enhance your travel experiences without breaking the bank. There are only 2 credit cards in Canada that offer free hotel night every card anniversary. These cards also offer complimentary Marriot Membership status: Credit Card Annual…
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Before you begin your first U.S. credit card application with your ITIN, you will need to have a U.S. address. If you have a property in the U.S., or have a friend or family that allow you to use their addresses as your U.S. address, that would be ideal. If not, you will need to…
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Previously, we talked about US credit cards that Canadian can easily apply without US Social Security Number (SSN) or Individual Tax Identification Number (ITIN). If you want to expand your horizon to other credit card providers in the US in order to get US credit cards with better benefits and welcome bonuses, such as Chase,…
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With a US Individual Tax Identification Number (ITIN), you are no longer limited to U.S. Credit Cards that Canada residents can easily open using Canada credit history. You can now apply for U.S. Credit Cards and Bank Accounts that accept ITIN, as long as you already build your US Credit History using your ITIN and…
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Roadside assistance service programs help drivers who find themselves stuck due to vehicle trouble. Whether you’ve run out of gas, are dealing with a dead battery, a flat tire, or a mechanical breakdown, you can access emergency help by calling a roadside assistance number. Some credit card companies in Canada offers road side assistance at…
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Previously, we talk about credit cards with annual statement that help offset credit card annual fee. There are a few cards that stand out because their annual statement credits are easy to use and the values are at least the cards’ annual fees.