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This blog post summarizes different tax-advantaged accounts in Canada and the US, and their tax treatments for people looking to move from one country to the other. Tax-Advantaged Accounts in Canada Account Tax treatment in Canada Tax treatment in the US under tax treaty RRSP – Contribution is pre-tax and reduce taxable income. Employers usually…
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If you have US credit cards with your ITIN, you already have US credit profile in the 3 largest Credit Bureaus in the US: Experian, Equifax and Transunion. Unfortunately, it is difficult to access your credit report and credit score with only ITIN. Below are several methods that you can try to access your US credit report and US…
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Previously, we talked about US credit cards that Canadian can easily apply without US Social Security Number (SSN) or Individual Tax Identification Number (ITIN). If you want to expand your horizon to other credit card providers in the US in order to get US credit cards with better benefits and welcome bonuses, such as Chase,…
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With a US Individual Tax Identification Number (ITIN), you are no longer limited to U.S. Credit Cards that Canada residents can easily open using Canada credit history. You can now apply for U.S. Credit Cards and Bank Accounts that accept ITIN, as long as you already build your US Credit History using your ITIN and…
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Canadians who have bank accounts or credit cards in the US might need US phone number for 2-factor authentication (2FA) verification. US Phone Number also comes in handy for occasional travels to the US. Here is the list of US Phone Plans that have low monthly fee and Wifi calling that Canadians can easily get:…
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If you are a Canada resident who lives, travels or shops in the U.S., you will probably want to have US Credit Cards for purchases and spends in the U.S. In previous post, we listed out different US Bank Account options for Canada residents. In this post, we curate a list of U.S. Credit Cards…
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Are you a Canada resident who frequently travels to the U.S.? Do you live in the U.S. part-time? Do you need to transfer funds between U.S. and Canada? If the answer is yes, you probably want to open a U.S. bank account. We put together a list of U.S. bank accounts that Canada residents can…