Let’s explore some credit cards that offer an annual free hotel night. These cards can be a great way to enhance your travel experiences without breaking the bank.

Marriot

Credit Card	Annual Fee	Status	Free Night Certificate
Marriott Bonvoy Brilliant American Express Card	USD 650	Platinum	1 (up to 85,000 points)
Marriott Bonvoy Business American Express Card	USD 125	Gold	1 (up to 35,000 points)
Chase Marriott Bonvoy Boundless	USD 95	Silver	1 (up to 35,000 points)
Chase Marriott Bonvoy Bountiful	USD 250	Gold	1 (up to 50,000 points)

Hilton

Credit Card	Annual Fee	Status	Free Night Certificate
Hilton Honors American Express Surpass Card	USD 150	Gold	Earn 1 free night after USD 15,000 spend in a calendar year
Hilton Honors American Express Aspire Card	USD 550	Diamond	1

Hyatt

Credit Card	Annual Fee	Status	Free Night Certificate
Chase World of Hyatt Credit Card	USD 95	Discoverist	1 (Cat1-4 hotel)

IHG

Credit Card	Annual Fee	Status	Free Night Certificate
Chase IHG One Rewards Premier Credit Card	USD 99	Platinum	1 (up to 40,000 points)
Chase IHG One Rewards Premier Business Credit Card	USD 99	Platinum	1 (up to 40,000 points)

Choice

Credit Card	Annual Fee	Status	Free Night Certificate
Wells Fargo Choice Privileges Select Mastercard	USD 95	Platinum	Earn 30,000 bonus points every account anniversary, enough to redeem up to 3 free nights at Choice Hotels properties

Wyndham

Credit Card	Annual Fee	Status	Free Night Certificate
Wyndham Earner Plus Rewards	USD 75	Platinum	Earn 7,500 points each anniversary year, enough for up to one free night at participating hotels
Wyndham Earner Business Rewards	USD 95	Diamond	Earn 15,000 points each anniversary year, enough for up to two free night at participating hotels

Remember that the value of these free night certificates can vary based on how you use them. Whether you’re loyal to a specific hotel brand or simply want to maximize your travel benefits, these credit cards can provide excellent value for frequent travelers. Always check the terms and conditions before applying for any credit card. 

If you happen to have travel credit cards that earn transferable points to hotel membership points, please keep in mind that different travel reward points might have different transfer values. For example. Capital One Venture X prefers Wyndham for the transfer partner and Choice as second most valuable. Chase prefers Hyatt hotels for the transfer partner then IHG and Marriott as second most valuable.