A cash back credit card is one of the simplest and most straightforward types of credit cards. With a cash back credit card, you earn a percentage of cash back (essentially a refund or discount) for each purchase you make.

Here is the list of credit cards that can earn fixed cash back rate of at least 1.5% on any spends:

Credit Card	Annual Fee	Earn Rate and Best Possible Redemption Value per $
Alliant Cashback Visa Signature Credit Card	$0	– 2.5% cash back on the first $10,000 spends (1.5% after)
Chase Freedom Unlimited	$0	– 3% on dining at restaurants, including takeout and eligible delivery services – 3% on drugstore purchases – 5% on travel purchased through Chase Travel – 1.5% on all other purchases
TD Double Up Credit Card	$0	2% on all purchases
Wells Fargo Active Cash Card	$0	2% on all purchases
Citi Double Cash Card	$0	2% on all purchases
Capital One Quicksilver Cash Rewards Card	$0	1.5% on all purchases
Bank of America Unlimited Cash Rewards Credit Card	$0	1.5% on all purchases