{"id":37,"date":"2023-11-19T18:30:58","date_gmt":"2023-11-19T18:30:58","guid":{"rendered":"https:\/\/rewardssense.com\/ca\/?p=37"},"modified":"2023-11-26T19:10:28","modified_gmt":"2023-11-26T19:10:28","slug":"credit-cards-with-high-base-earn-rate","status":"publish","type":"post","link":"https:\/\/rewardssense.com\/ca\/credit-cards-with-high-base-earn-rate\/","title":{"rendered":"Credit cards with high base earn rate"},"content":{"rendered":"\n<p>While many credit cards offer high earn rate in certain categories, they usually has 1% earn rate on other spends. To maximize rewards\/cashback, you probably want to use credit cards with base earn rate higher than 1% on these spends.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Credit Card<\/strong><\/td><td><strong>Annual Fee<\/strong><\/td><td><strong>Base Earn Rate<\/strong><\/td><td><strong>Note<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/www.americanexpress.com\/en-ca\/credit-cards\/simply-cash-preferred\/\">American Express Simply Cash Preferred<\/a><\/td><td>$9.99\/month (Total annual fee of $119.88)<\/td><td>2% cashback<\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/brimfinancial.com\/credit-cards\">Brim World Elite Mastercard<\/a><\/td><td>$199<\/td><td>2% in reward points<\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/rogersbank.com\/en\/rogers_mastercard_details\">Rogers Mastercard<\/a><\/td><td>$0<\/td><td>2% cashback<\/td><td>You need to have 1 postpaid mobile or home service with Rogers, Fido or Shaw. Otherwise 1% base earn rate applies.<\/td><\/tr><tr><td><a href=\"https:\/\/rogersbank.com\/en\/rogers_worldelite_mastercard_details\">Rogers World Elite Mastercard<\/a><\/td><td>$0<\/td><td>1.5% cashback<\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/www.rbcroyalbank.com\/credit-cards\/cash-back\/rbc-preferred-world-elite-mastercard.html\">RBC Cash Back Preferred World Elite Mastercard<\/a><\/td><td>$99<\/td><td>1.5% cashback<\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/www.rbcroyalbank.com\/credit-cards\/travel\/westjet-rbc-world-elite-mastercard.html\">RBC Westjet World Elite Mastercard<\/a><\/td><td>$199<\/td><td>1.5% in reward points<\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/www.desjardins.com\/bc\/en\/credit-cards\/odyssey-world-elite-mastercard.html\">Desjardins Odyssey World Elite Mastercard<\/a><\/td><td>$130<\/td><td>1.5% in reward points<\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/www.americanexpress.com\/en-ca\/credit-cards\/simply-cash\/\">American Express Simply Cash<\/a><\/td><td>$0<\/td><td>1.25% cashback<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>While many credit cards offer high earn rate in certain categories, they usually has 1% earn rate on other spends. To maximize rewards\/cashback, you probably want to use credit cards with base earn rate higher than 1% on these spends. Credit Card Annual Fee Base Earn Rate Note American Express Simply Cash Preferred $9.99\/month (Total [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":64,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[6],"tags":[],"class_list":["post-37","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Credit cards with high base earn rate - Rewards Sense Canada<\/title>\n<meta name=\"description\" content=\"To maximize rewards\/cashback, you probably want to use credit cards with base earn rate higher than 1% on non-category spends.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rewardssense.com\/ca\/credit-cards-with-high-base-earn-rate\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit cards with high base earn rate - 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